As a benefit of membership, ConocoPhillips Credit Union offers FREE financial coaching through BALANCE™. This program is designed to provide several different assistance options to all members, regardless of income level or financial status. The financial coaching program is personalized; it is designed to fit your individual needs based on your particular situation via one-on-one coaching with a certified financial counselor.

Access BALANCE™ three ways: 

• •Phone. To speak directly with a financial counselor, call (888) 456-2227. Phone hours are Monday – Thursday, 7:00 a.m. to 10:00 p.m.; Friday, 7:00 a.m. – 7:00 p.m.; and Saturday, 10:00 a.m. to 7:00 p.m. (Central Standard Time)
• •Web site. BALANCE™ offers many informational resources, including several financial worksheets.
• •Email. From the BALANCE Web site, you can ask BALANCE™ counselors specific questions via email.

BALANCE TRACK is an online personal finance education program that will guide you through the core aspects of financial management. There are nine modules:

• •Money Management
• •Credit Matters
• •Drive Away Happy
• •The Basics of Investing
• •The World of Credit Reports
• •The Road to Homeownership
• •Identity Theft
• •Financial Planning
• •Financial First Aid