ConocoPhillips Credit Union
Consumer Loan Interest Rates as of January 15, 2010
For your convenience, these rates are also available at all our trusted local auto dealers.
| Loan Type |
Rates* |
| |
FIXED A.P.R. |
VARIABLE A.P.R. |
| New and Used Autos, 2008 or newer, maximum term: 60 months** |
 |
100% of Purchase / NADA Retail |
4.99% |
5.00% |
| New and Used Autos, 2008 or newer, maximum term: 72 months** |
|
100% of Purchase / NADA Retail |
5.49% |
NA |
|
New and Used Autos, 2008 or newer, with loan of $25,000 or more. Maximum term: 84 months**
|
|
100% of Purchase / NADA Retail |
6.99% |
NA |
| Used Autos, 2005, 2006 or 2007 |
|
100% of Purchase / NADA Retail |
6.29% |
5.00% |
| Used Autos, 2004 or older |
|
100% of NADA Loan Value |
9.29% |
6.50% |
| Motorcycles over 750 cc. Up to 4 years old |
|
100% of Purchase / NADA Used or Average Retail |
6.49% |
5.00% |
| New & Used RVs, Travel Trailers, or Boats Up to 4 years old |
|
100% of Purchase / NADA Used or Average Retail |
7.75% |
5.00% |
Older used RV's, Travel Trailers, Boats, Motorcycles (750cc and over and all year models under 750cc)
5 years old & older |
|
100% of NADA Loan Value |
11.45% |
8.00% |
| Other Secured, Regardless of Age: Jet Skis, Wave Runners, ATVs, Tractors, Mowers, Horse Trailers |
|
New: Up to 100% of Purchase Price
Used: Up to 100% of NADA Used Trade-in
|
11.45% |
8.00% |
| Stock/Annuities |
75% Market Value |
7.45% |
5.00% |
| Visa |
|
Disclosures |
| Line of Credit |
|
|
8.20% |
| Personal Loans+ |
|
10.45% |
8.20% |
| Share Secured |
|
2% Above Share Rate Variable |
| Share Certificate Secured |
|
2% Above Share Certificate Rate |
| Mortgage or Home Equity Rates |
See Current Rates |
*Annual Percentage Rate/With Approved Credit. Special Promo Rates are subject to change without notice and are not available for refinancing existing credit union loans. Variable rate subject to change quarterly; however, monthly payments will not change. Annual percentage rate may vary. $40 documentation fee applies which is considered a finance charge. Members are required to maintain at least $25 in a Share 1 account.
Fixed rates will apply for the life of the loan.
**Approximate term. The approximate term is provided to disclose the term we use to calculate payments for the Credit Union's open end loan products.
+These loans are cross-collateralized. Terms up to 60 months.
Apply for a loan online.
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